:root{--dv-bg: #f5f7fa;--dv-card: #ffffff;--dv-text: #0f172a;--dv-subtext: #475569;--dv-primary: #0E7C86;--dv-primary-dark: #0A5F64;--dv-purple: #6d5df5;--dv-radius: 14px;--dv-radius-lg: 20px;--dv-shadow-sm: 0 4px 14px rgba(0,0,0,.05);--dv-shadow-md: 0 6px 22px rgba(0,0,0,.08);--dv-shadow-lg: 0 14px 40px rgba(0,0,0,.14);--dv-transition: .25s ease}body.dark{--dv-bg: #0D1117;--dv-card: #1A1F27;--dv-text: #E6ECF4;--dv-subtext: #A7B1C2;--dv-primary: #0BB3C8;--dv-primary-dark: #0892A3;--dv-purple: #7b6df8;--dv-shadow-sm: 0 4px 18px rgba(0,0,0,.25);--dv-shadow-md: 0 8px 28px rgba(0,0,0,.35);--dv-shadow-lg: 0 20px 55px rgba(0,0,0,.45)}body,body *{transition:background-color .35s ease,color .35s ease,border-color .35s ease}body{margin:0;font-family:Inter,sans-serif;background:var(--dv-bg);color:var(--dv-text)}.dv-dashboard-layout{display:flex;min-height:100vh;width:100%;overflow:hidden}.sidebar-glass{width:240px;padding:32px 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.label{color:#777;font-size:.75rem}.billpay-section .value{font-weight:600;margin-bottom:6px}.billpay-frozen-banner{background:#fff4e6;color:#b45309;padding:8px;margin:10px 0;border-radius:6px;font-size:.85rem}.sync-liability-btn{margin-top:10px;background:#e2e8f0;padding:6px 10px;border-radius:6px;font-size:.8rem}.billpay-toggle{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}.switch{position:relative;display:inline-block;width:34px;height:18px}.switch 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span.active{background:#10b981;color:#fff}.bp-custom-grid{display:flex;flex-wrap:wrap;gap:6px;max-height:180px;overflow-y:auto}.debt-mode{border-left:4px solid #dc2626;background:#fff7f7}.debt-indicator{display:flex;align-items:center;gap:6px;margin-top:4px;font-size:.85rem;color:#b91c1c;font-weight:600}.debt-indicator .dot{width:8px;height:8px;background:#dc2626;border-radius:50%}.vault-mode-toggle{display:flex;align-items:center;gap:12px;margin-bottom:15px}.mode-label{font-size:.9rem;color:var(--color-text)}.mode-status{font-size:.85rem;color:var(--color-subtext)}.vault-forecast-card{background:linear-gradient(135deg,#10b9811a,#0596690d);border:1px solid rgba(16,185,129,.2);border-radius:16px;padding:20px;margin:15px 0;text-align:center}.interest-saved-hero .label{font-size:.8rem;text-transform:uppercase;letter-spacing:1px;color:#065f46;margin:0}.interest-saved-hero .value-highlight{font-size:2.2rem;font-weight:800;color:#10b981;margin:5px 0;text-shadow:0 0 15px rgba(16,185,129,.2)}.progress-subtext{font-size:.75rem;font-style:italic;color:#6b7280}.forecast-details{margin-top:15px;border-top:1px dashed rgba(0,0,0,.1);padding-top:10px}.forecast-row{display:flex;justify-content:space-between;font-size:.85rem;margin:4px 0}.f-label{color:#4b5563}.f-value{color:#111827}.streak-badge{background:#ff6b001a;border:1px solid rgba(255,107,0,.3);padding:2px 8px;border-radius:12px;font-size:.8rem;font-weight:700;color:#ff6b00;display:flex;align-items:center;gap:4px;animation:pulse-glow 2s infinite}@keyframes pulse-glow{0%{box-shadow:0 0 5px #ff6b0033}50%{box-shadow:0 0 15px #ff6b0066}to{box-shadow:0 0 5px #ff6b0033}}.streak-num{font-family:Inter,sans-serif}.weather-container{display:flex;align-items:center;gap:20px;background:#fff;border:1px solid #e2e8f0;border-radius:12px;padding:15px 25px;margin-bottom:20px;box-shadow:0 4px 6px -1px #0000000d}.weather-icon{font-size:2.5rem}#weatherTitle{margin:0;font-size:1.1rem;color:#1e293b}#weatherText{margin:5px 0 0;font-size:.9rem;color:#64748b;line-height:1.4}.vault-card{transition:all .4s ease-in-out;border-left:5px solid transparent}.vault-card.debt-mode{border-left:5px solid #ef4444;background:snow}.vault-card.savings-mode{border-left:5px solid #10b981;background:#f0fdf4}#vaultCoachModal{z-index:9999!important}.weather-container,.vault-forecast-card{position:relative;z-index:1}:root{--modal-bg: rgba(15, 23, 42, .55);--modal-card-bg: #ffffff;--modal-radius: 18px;--modal-radius-lg: 22px;--modal-shadow: 0 12px 36px rgba(0, 0, 0, .15);--modal-shadow-lg: 0 18px 48px rgba(0, 0, 0, .22);--modal-duration: .28s cubic-bezier(.16, 1, .3, 1)}.modal-overlay{position:fixed;inset:0;display:none;opacity:0;pointer-events:none;background:var(--modal-bg);-webkit-backdrop-filter:blur(10px) saturate(140%);backdrop-filter:blur(10px) saturate(140%);transition:opacity .28s ease;z-index:10000;align-items:center;justify-content:center}.modal-overlay.active{display:flex!important;opacity:1!important;pointer-events:auto!important}.modal-overlay[data-level="2"]{z-index:10010;background:#00000094}.modal-overlay[data-level="3"]{z-index:10020;background:#000000ad}.modal-card{background:var(--modal-card-bg);width:100%;max-width:440px;padding:32px;border-radius:var(--modal-radius);box-shadow:var(--modal-shadow-lg);opacity:0;transform:scale(.92) translateY(20px);transition:opacity .28s ease,transform .28s ease;position:relative;z-index:11000}.modal-overlay.active .modal-card{opacity:1!important;transform:scale(1) translateY(0)}.modal-wide{max-width:680px}.modal-drawer{position:fixed;top:0;right:-420px;width:420px;height:100%;background:#fff;padding:32px;overflow-y:auto;box-shadow:-4px 0 24px #0000001f;opacity:0;transition:right .35s ease,opacity .25s ease;z-index:12000}.modal-drawer.active{right:0;opacity:1}.modal-drawer.left{left:-420px;right:auto;box-shadow:4px 0 24px #0000001f}.modal-drawer.left.active{left:0}@media(max-width:768px){.modal-drawer{width:100%;height:85vh;left:0;right:0;top:auto;bottom:-90vh;border-radius:22px 22px 0 0;padding:22px 20px;box-shadow:0 -8px 28px #00000073;transition:bottom .35s ease,opacity .25s ease}.modal-drawer.active{bottom:0;opacity:1}.modal-drawer:before{content:"";width:55px;height:6px;border-radius:3px;background:#cbd5e1;margin:0 auto 18px}body.modal-open{overflow:hidden;height:100vh;touch-action:none}}.modal-close{position:absolute;top:16px;right:16px;font-size:26px;background:none;border:0;color:#64748b;cursor:pointer;transition:.2s}.modal-close:hover{transform:scale(1.15);color:#334155}.modal-title{font-size:1.6rem;font-weight:800;margin-bottom:22px}.modal-row{margin-bottom:18px}.modal-label{font-size:.88rem;font-weight:600;margin-bottom:6px;color:#475569}.modal-input{width:100%;padding:12px 14px;border-radius:12px;background:#f8fafc;border:1px solid #cbd5e1;transition:.25s ease}.modal-input:focus{border-color:#4f46e5;background:#fff;box-shadow:0 0 0 3px #4f46e526}.modal-btns{margin-top:26px;display:flex;justify-content:flex-end;gap:12px}.modal-btn{padding:10px 20px;font-size:.97rem;font-weight:600;border-radius:12px;border:none;cursor:pointer}.modal-btn-primary{background:#4f46e5;color:#fff}.modal-btn-primary:hover{background:#4338ca}.modal-btn-secondary{background:#e2e8f0;color:#1e293b}.modal-btn-secondary:hover{background:#cbd5e1}.modal-btn-danger{background:#dc2626;color:#fff}.modal-btn-danger:hover{background:#b91c1c}.toast-container{position:fixed;bottom:26px;right:26px;display:flex;flex-direction:column;gap:12px;z-index:20000}.toast{padding:14px 20px;border-radius:14px;opacity:0;transform:translateY(15px);transition:opacity .35s,transform .35s}.toast.show{opacity:1;transform:translateY(0)}.toast.hide{opacity:0;transform:translateY(15px)}body.dark .modal-card{background:#1e293b;color:#e2e8f0}body.dark .modal-input{background:#0f172a;border-color:#334155;color:#e2e8f0}body.dark .modal-title{color:#f1f5f9}.drawer-overlay{background:#00000040!important;-webkit-backdrop-filter:blur(2px)!important;backdrop-filter:blur(2px)!important}#vaultCoachModal .modal-card{display:flex!important;flex-direction:column;z-index:13010!important}.coach-chip{padding:6px 12px;border-radius:20px;background:#f1f5f9;border:1px solid #e2e8f0;cursor:pointer;font-size:13px}.coach-chip:hover{background:#e2e8f0}#instantFeePreview{font-size:.95rem;margin-top:8px;padding:8px 12px;border-radius:10px;background:#f8fafc;color:#475569;border:1px solid #e2e8f0;transition:all .25s ease;opacity:0;transform:translateY(6px)}#instantFeePreview.active{opacity:1;transform:translateY(0)}#withdrawInstantBtn{background:linear-gradient(135deg,#ff7b47,#ff5e46);color:#fff!important;font-weight:700;box-shadow:0 4px 14px #ff5e4659;transition:background .25s,transform .2s,box-shadow .25s}#withdrawInstantBtn:hover:not([disabled]){background:linear-gradient(135deg,#ff6a30,#ff4a32);transform:translateY(-2px);box-shadow:0 6px 18px #ff5e4673}#withdrawInstantBtn:disabled{background:#fca5a5!important;opacity:.6!important;box-shadow:none!important;cursor:not-allowed!important}#withdrawConfirmBtn:disabled{background:#cbd5e1!important;color:#64748b!important;cursor:not-allowed;opacity:.7}#withdrawAllBtn{border:2px dashed #94a3b8!important;color:#334155!important;background:#f1f5f9!important;transition:.25s ease}#withdrawAllBtn:hover{border-color:#64748b!important;background:#e2e8f0!important}#instantWithdrawInfo{font-size:.85rem;color:#475569;background:#f1f5f9;padding:10px 12px;border-radius:10px;border:1px solid #e2e8f0;margin-top:12px}.modal-btns.instant-stack{display:flex;flex-direction:column;gap:12px}@media(max-width:480px){#instantFeePreview{font-size:.85rem;padding:6px 10px}#withdrawInstantBtn,#withdrawConfirmBtn{font-size:.95rem;padding:12px}}.coach-btn{position:fixed;bottom:1.75rem;right:1.75rem;display:flex;align-items:center;gap:.6rem;padding:.8rem 1.35rem;border-radius:999px;border:none;cursor:pointer;background:linear-gradient(135deg,#0f766e,#0d9488);color:#fff;font-family:Inter,sans-serif;font-size:1rem;font-weight:600;box-shadow:0 15px 30px #0f766e73;transition:transform .15s ease,box-shadow .2s ease;z-index:4500}.coach-btn:hover{transform:translateY(-3px);box-shadow:0 18px 35px #0f766e8c}.coach-btn:active{transform:scale(.97)}#vaultCoachModal{z-index:13000!important}#vaultCoachModal .coach-card{z-index:13010!important}#vaultCoachModal .coach-card{width:100%;max-width:520px;max-height:82vh;background:#fff;border-radius:1.25rem;box-shadow:0 25px 50px #0f172a73;padding:1.4rem 1.25rem;display:flex;flex-direction:column;position:relative;animation:coach-fade-up .25s ease-out}@keyframes coach-fade-up{0%{opacity:0;transform:translateY(15px)}to{opacity:1;transform:translateY(0)}}.coach-close,[data-close=vaultCoachModal]{position:absolute;top:12px;right:14px;border:none;background:transparent;font-size:1.4rem;cursor:pointer;color:#9ca3af;transition:color .2s ease}.coach-close:hover,[data-close=vaultCoachModal]:hover{color:#111827}.coach-header{margin-bottom:.4rem;padding-left:2.5rem;position:relative}.coach-header:before{content:"🤖";position:absolute;left:0;top:0;font-size:1.7rem}.coach-title{margin:0;font-size:1.15rem;font-weight:700;color:#111827}.coach-subtitle{margin:.2rem 0 0;font-size:.85rem;color:#6b7280}#chatContainer{flex:1;min-height:220px;max-height:380px;margin-top:.75rem;padding:.85rem;border-radius:.9rem;background:#f3f4f6;overflow-y:auto;display:flex;flex-direction:column;gap:.55rem;scroll-behavior:smooth}#chatContainer::-webkit-scrollbar{width:6px}#chatContainer::-webkit-scrollbar-thumb{background:#d1d5db;border-radius:999px}.coach-msg{max-width:80%;padding:.65rem .9rem;border-radius:1rem;font-size:.9rem;line-height:1.4;animation:msg-appear .2s ease-out}@keyframes msg-appear{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}.coach-msg.user{margin-left:auto;background:#0f766e;color:#ecfeff;border-bottom-right-radius:.25rem}.coach-msg.ai{margin-right:auto;background:#fff;color:#111827;border:1px solid #e5e7eb;border-bottom-left-radius:.25rem}.coach-msg.typing{display:inline-flex;align-items:center;gap:4px}.coach-msg.typing span{width:6px;height:6px;border-radius:999px;background:#9ca3af;animation:typing-pulse 1s infinite ease-in-out}.coach-msg.typing span:nth-child(2){animation-delay:.15s}.coach-msg.typing span:nth-child(3){animation-delay:.3s}@keyframes typing-pulse{0%,60%,to{transform:translateY(0);opacity:.4}30%{transform:translateY(-4px);opacity:1}}.coach-input-row{margin-top:1rem;display:flex;align-items:center;gap:.65rem}.coach-input{flex:1;border-radius:999px;border:1px solid #d1d5db;padding:.6rem 1rem;font-size:.9rem;outline:none;background:#fff;transition:border-color .2s ease}.coach-input:focus{border-color:#0f766e;box-shadow:0 0 0 2px #0f766e40}.coach-send-btn{width:42px;height:42px;border-radius:999px;border:none;cursor:pointer;background:linear-gradient(135deg,#0f766e,#0d9488);color:#fff;font-size:1rem;display:flex;align-items:center;justify-content:center;transition:transform .15s ease,box-shadow .2s ease}.coach-send-btn:hover{transform:translateY(-2px);box-shadow:0 12px 22px #0f766e66}.coach-send-btn:active{transform:scale(.96)}@media(max-width:640px){#vaultCoachModal .coach-card{height:82vh;max-width:100%}.coach-btn{bottom:1.2rem;right:1.2rem;padding:.65rem 1.1rem}#chatContainer{max-height:none}}#vaultCoachModal.active .coach-card{display:flex!important;flex-direction:column}