Day 1: Create Your First Vault
Today you create structure. A Vault is a safe place to store money for a specific purpose: rent, car payment, credit card, emergency, bills.
Example: Rent Vault
Goal: $1,500 / month → Save $50 per day
Instead of scrambling at the end of the month, your rent builds automatically every day.
Day 2: Daily Deposits
Daily deposits work because they feel small, achievable, and build unstoppable momentum.
💵 $5/day
$150/month without thinking
⚡ $10/day
$300/month toward debt
🔥 $20/day
$600/month game-changing
Day 3: Tracking Progress
Your vault fills a little every day. Seeing real progress creates a psychological reward loop.
Example: Car Payment Vault
- Daily deposit: $8/day
- Monthly: ~$240 saved
- Result: Your entire car note is ready before the due date
Day 4: Beating Interest
Interest grows every day so your daily deposits fight interest daily too. Small daily attacks > big monthly payments.
Example: $3,500 Credit Card @ 24% APR
Minimum Payment Only → 17+ years
Daily $5 deposits → ≈ 2.5 years
You save thousands in interest.
Day 5: Paying Creditors
DebtVault lets you:
- Withdraw and pay manually
- Automate payouts
- Send payments directly to credit cards, loans, or rent
Day 6: Advanced Vault Types
🏠 Rent Vault
Never be short again.
🚗 Car Vault
Oil, payments, repairs.
💳 Credit Vault
Daily debt reduction.
💡 Bills Vault
Electricity, phone, WiFi.
🆘 Emergency Vault
Your safety cushion.
Day 7: Staying Motivated
Streaks, history, daily nudges, and the Vault Coach keep your progress alive. You're building habits not just paying bills.