Compare daily micro-deposits to traditional monthly payments and see why daily wins.
Enter your credit card balance and APR to see the payoff difference.
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With DebtVault Daily MethodCredit card interest compounds every day. DebtVault works against it.
| Feature | Traditional Bank | DebtVault |
|---|---|---|
| Payment Frequency | Monthly (Static) | Daily (Adaptive) |
| Interest Strategy | Accrues Daily | Offset Daily |
| Behavior Design | None (Pure Debt) | Streaks & Rewards |
| Stress Level | High (One big bill) | Zero (Micro-saves) |
Credit cards charge interest daily, even though you only pay monthly. This creates a compounding cycle that makes balances hard to reduce. DebtVault breaks that cycle by replacing one big stressful payment with small daily deposits.
The more frequently you pay, the less interest grows. That's why daily micro-deposits can dramatically reduce your total payoff time and the amount of interest you pay.