A simple daily planning system today, with automatic direct-to-creditor payments in development.
$300 / month
Feels heavy. Easy to avoid. High stress.
$10 / day
Feels manageable. Builds momentum. Low stress.
During this phase, the tools below help you preview and organize a payoff plan. You continue paying your creditors through your creditor or bank, as you do today.
Enter a balance, APR, and payment goal in the calculator or simulator to preview a manageable daily target.
Decide what fits your budget; daily progress may be executed daily, weekly, on payday, or through another clearly disclosed schedule.
Use reminders, streaks, milestones, and payoff projections to maintain momentum while you pay through your existing channels.
This flow is in development and testing. It is not live, and it will only launch after production infrastructure and compliance approval.
Confirm your identity and securely discover supported debts, so the plan starts from real balances.
Pick the debt to focus on and a recurring amount that fits your budget, with the exact schedule shown up front.
Link a funding account through an approved provider and authorize the disclosed schedule. Nothing moves without your authorization.
Authorized payments go directly to supported creditors through approved infrastructure providers.
See pending, posted, failed, or returned payments alongside updated debt progress, so the plan always reflects reality.
DebtVault uses encryption in transit, access controls, and established service providers for the functions currently enabled. Read the details on our Security page.
Preview your daily plan today and help shape automatic creditor payments.
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